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Como
Como | Lombardy

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Como Real Estate Sas Di Federico Spadaro & C
Como Real Estate Sas Di Federico Spadaro & C
Presented At
€1,350,906
Bedrooms
3
Bathrooms
2
Living
2,046
SQM
Open Kitchen
Air Conditioning
Elevator
Bar
Kitchen island
Walk In Closet
Terrace
Balcony
City View
Mountain View
Panoramic / Scenic View
Renovated
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Como, Lombardy, Italy. , Como , Lombardy

Elegant four-room apartment in Como, renovated

COMO, walled city, in the heart of the historic center just a few steps from the lake and surrounded by major amenities, we offer a prestigious apartment in perfect condition that underwent recent renovation in 2018. The property is located on the second floor served by an elevator and has an area of approximately 190 sqm. It is composed as follows: entrance, spacious living room with open kitchen, hallway, master bedroom with walk-in closet and en-suite bathroom, second bedroom with access to the balcony, bathroom, and study. The property is completed by an exclusive cellar and a wonderful communal terrace from which you can enjoy a panoramic view of the city. Central heating with heat meters and ducted air conditioning. A unique and prestigious solution. This advertisement does not constitute a form of contract; all information provided here is to be considered purely indicative and cannot be used as an integral part of any potential sales contract.

Gallery

3D Street View Tour

Map showing Como, Lombardy, Italy.

Property Location

Como, Lombardy, Italy., Como Lombardy

Local Weather & Climate

Como, Lombardy

Current Conditions Updated recently
47 °F
Few clouds
Feels Like 47°F
Humidity 85%
Wind 2 mph
Visibility 6.2 mi
Sunrise 6:11 AM
Sunset 5:02 PM
5-Day Forecast
Wed 25 Feb
Clouds
High 56°
Low 40°
Thu 26 Feb
Clouds
High 58°
Low 45°
Fri 27 Feb
Clouds
High 59°
Low 46°
Sat 28 Feb
Clouds
High 58°
Low 46°
Sun 1 Mar
Clouds
High 58°
Low 47°
Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Como?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (Italy)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*Maximum €4,000 interest per year qualifies. Must be primary residence purchased within 12 months of loan.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for Italy. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on Italy tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Como. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 3.5% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $135,090,600 20% down ($27,018,120)

Investment Perspective
$ $ $
$1 → $1.30
Every dollar invested today could become $1.30 in 10 years
$100 → 130 $1,000 → $1,298
+$9,773
$9,773/day
Your home may appreciate while you sleep
$68,600/week $297,266/mo $3,567,187/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$249K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential -4% advantage over stocks
RENT 💸 -$74.3M
vs
OWN 📈 +$96.8M
$96.8M Potential Equity
vs $74.3M lost to rent over 10 years
$27.0M Down Payment Growth
3.6x
10yr
$96.8M
7.2x
20yr
$195.3M
10.9x
30yr
$295.3M
Wealth Comparison
×703
Equivalent to 703 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $295.3M
Time to Double Your Investment (accounting for market cycles)
60.5
years
Conservative
1.15% effective/yr
17.1
years
Optimistic
4.13% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $151.5M +12%
Market $175.3M +30%
Optimistic $202.4M +50%
$96.8M est. equity
20 Years
Conservative $169.9M +26%
Market $227.5M +68%
Optimistic $303.4M +125%
$195.3M est. equity
30 Years
Conservative $190.5M +41%
Market $295.3M +119%
Optimistic $454.6M +237%
$295.3M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This apartment at Como, Lombardy, Italy features 3 bedrooms and 2 bathrooms with 2,046 square feet of living space.
This property offers 2,046 square feet of living space.
This property is listed at $135,090,600, which equals $66027 per square foot.
Based on current market indicators, Como shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
This is a apartment located in Como, Lombardy. The property is situated in an established neighborhood with convenient access to local amenities and services.
Como Real Estate Sas Di Federico Spadaro & C

Como Real Estate Sas Di Federico Spadaro & C

Como Real Estate Sas Di Federico Spadaro & C

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